PRIVATE INVESTMENT
LOANS FOR INVESTMENT PROPERTIES

Our team specializes in providing private funding for real estate investment projects nationwide.

What Vander Ford Funding has to offer:

For real estate investors that want to get into Nevada’s investment property market, our rental and investment property loans give you the ability to purchase, refinance, or cash-out. Explore your options below, then you can contact us and we will help you find the rental property loan program that perfect for your needs.

Investment Property Loans Nationwide

Fix & flip loans and rental property loans for real estate investors in need of Private money financing. Based in Nevada and serving nationwide, Vander Ford Funding is your trusted rental-property lender with a vast Private money lending experience. Vander Ford Funding has the team and resources to get your loan funded fast.

Buy and Hold Private Money Loans
Fix and Flip Multifamily Bridge
Single Family Rentals Land and Construction
New Construction Rehab to Rent
Portfolio Rental Loans Rental

Application Approval Timeline: Same day approval available


Time to Fund2 – 5 days


Property Types: Single family, multi-family, condos, commercial, industrial


Loan Amount: $250,000 – $50 Million


Loan Terms: 1 Year to 30 Years


Lien Position: 1st


Loan to Value (LTV): Up to 85% of current value of property


Investment Loan Interest Rates and Points: Starting at 5%

Investment Property Loan Rates

Investment properties can make you a substantial amount of money. If you buy a rental property at the right price, and you get the best financing for it, you could start seeing positive cash flow very fast.

Private mortgage rates tend to be higher than conventional loan rates by 0.5% to 0.75% (Source). The rental property mortgage rates may vary based on the specifics of the loan scenario such as length of loan, loan to value (LTV), condition and location of property and overall perceived risk of the investment. Many conventional lenders solely focus on owner-occupied home mortgages and do not provide financing for investment property.

Getting a low mortgage rate on a rental property is a bit harder when comparing to a primary residence because lenders charge more for “non-owner occupied” properties.

With Vander Ford Funding our rates for rental property loans start as low as 5%. That said, your final interest rate for an investment property loan will depend on the type of property you want to acquire, your creditworthiness, and how much you put down.

Private money lenders such as Vander Ford Funding, are generally a better source of loans for investment properties as we primarily work with real estate investors and we better understand their needs. We are amongst the most experienced and reliable private money lenders that will also be able to approve the borrower and fund the loan much faster than a conventional lender such as a bank or credit union.

To get started talk to one of our loan advisors, we will be glad to help you find the best terms and rates for you. Call
Our Phone Number +1(775)-205-3153

How To Get A Loan For An Investment Property?

This Is What You Need To Qualify?

The first thing you would need to get a loan for investment properties is to have at least 15% to 20% down in case you want to purchase, or substantial equity in the property if you’re looking for a cash out refinance.

The higher the down payment or property equity you have, the more likely you will be approved.

We will also look at the borrower’s experience in real estate. If this is the first time that the borrower is going to finance an investment real estate deal, he or she might face more scrutiny than a borrower with years of experience in these types of deals.

Just answer these questions and we will give you a quick estimate:

  • Type of rental property (condo, townhouse, single family, etc.)
  • Property location (Exact Address)
  • Current market value
  • Mortgage balance (if applicable)
  • Loan amount sought
  • Proposed use of funds
    ..

Borrower parameters:

  • Borrowers can be corporations or LLCs
  • Existing income reflected in bank statements
  • Cash reserves reflected in bank statements
  • Credit score of 550 or higher (exceptions apply)
  • Ability to perform exit strategy may be needed
  • A portfolio, for experienced investors (optional)

…..